In these tough economic times, we want our clients to be aware that there are many options for your Pre and Post Bankruptcy
Counseling. You may receive email correspondence or even written correspondence in a letter form or postcard, indicating that you need to complete your Credit Counseling with them. PLEASE BE AWARE
that Heitke Law Office uses SPRINGBOARD only. We trust them and have had nothing but a professional experience with them. There are many companies that are forwarding
bankruptcy clients their information, including a company called SAGE. Be aware and if you have questions or unsure, please call our office and one of us will be more than happy to verify information for you.
As a consumer, it's critical that you work with an approved agency like
Springboard whose main objective is to assist you in completing your mandatory requirements so you can file your bankruptcy petition and ultimately receive a discharge.
Springboard understands how confusing the new bankruptcy law and requirements may be to you. Their certified and
experienced credit counselors are there to assist you in understanding the advantages and disadvantages of bankruptcy as well as your available options.
All counseling and debtor education programs are affordable and can be completed by telephone, internet or classroom. Their
trained credit counselors will work with you and your attorney to make sure that you complete your two bankruptcy requirements so you can move forward with your bankruptcy. They are:
Counseling Completion Certificate
In order to file your bankruptcy petition you must complete a mandatory budget briefing session with an approved credit
counseling agency, like Springboard. Once you have completed this session, Springboard will issue you or your attorney a
Counseling Completion Certificate so your bankruptcy petition can get filed with the court.
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